If you were unfortunate enough to need to be off work due to illness or following an accident, you are not guaranteed 100% pay for the whole period. Your salary may be reduced to 50%, or even 0%, eventually.
Police Pay Protection is designed to give you the peace of mind of 75% of pay for up to 18 months from the date your pay is deducted. A summary of the policy and application form are available here.
Membership benefits include:
- Benefits are linked to your salary including average overtime (where applicable)
- Premiums from £4.13 per month (an increase in insurance tax from the 1st November 2015 will increase the premium from £4.13 to £4.31)
- Easy payment by quarterly Direct Debit
- No medical examination or complicated questionnaires to complete
- Cover worldwide, 365 days a year
Full policy terms and conditions are available here.