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Helping to get your finances organised...
Of course we all know when Christmas is, but it always seems to creep up every year unexpectedly. The sooner we get financially prepared for the festive period, the better. The best way to pay for Christmas is to save for it, all year round. However, if you don't have the savings ready, you may be thinking about borrowing instead.
No.1 Copperpot's Christmas Loan is back. Year after year, their Christmas Loan is a popular alternative to financing Christmas on a credit card. With a maximum loan term of 10 months, you can ensure your loan is repaid before the following Christmas.
This loan allows you to borrow up to £2,000 at 10.9% APR. No.1 Copperpot don't use representative rates; when you apply for a loan with the Credit Union, the rate you see is always the rate you get. The interest rate does not change according to your credit score. This way you can plan and budget in advance, before you apply.
Interested? Feel free to use the loans calculator on the No.1 Copperpot Credit Union website if you're thinking about applying.
Save for Christmas next year!
You can always use the Credit Union to save for Christmas 2018. Think about it... save £100 direct from your payroll and this time next year you could have £1,200 to cover the cost of Christmas (hopefully with some money left over too)!