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When you’re a member of No1 CopperPot Credit Union you have access to apply for the range of products available. Membership with the Credit Union is free, it simply requires you to save at least £5 per month into a Member Account to help you build a fund of rainy-day savings.
Revolving Credit is a flexible way to borrow funds from the Credit Union, as and when you need them. It could be used as an alternative to a credit card. If you find yourself short of cash or facing an unexpected bill, you can simply withdraw funds from your Revolving Credit. It has a simple repayment structure and you will have a pre-approved limit of up to £5,000.
Easy to apply
You can apply to setup a limit of up to £5,000. Depending on the limit you choose, there is a set minimum amount that you will repay each month. You can withdraw funds as frequently as you wish, as long as you don’t exceed your agreed limit. You have the option to make overpayments to reduce your balance quicker.
Simple to repay
With a fixed interest rate of 12.68% APR, it could be an alternative to using a credit card. You only pay interest if a balance is outstanding. So, if you don’t have an outstanding balance on your Revolving Credit, your monthly repayments will be placed into your Member Account, to build your savings!
All loans are subject to affordability and our lending criteria.
Savings are protected by the Financial Services Compensation Scheme up to £85,000.
You can hold a maximum of £40,000 with us across all saving accounts.
Number One Police Credit Union Limited trading as No1 CopperPot Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Firm Reference Number (FRN) 213301. For details visit http://www.fca.org.uk.Back to the listing page